Independent Crop Insurance Audit

We Find The Money Your Crop Insurance Agent Left On The Table

Get an independent, no-nonsense review of your crop insurance policy. No agent relationship. No upsell. Just a clear report you take straight to your agent.

Start Your Policy Audit — $49.99

Flat rate for every farm. 100 acres or 10,000 — same price.

Even if nothing is found, you get peace of mind from an independent, commission-free review.

Your Agent Works For The Insurance Company. Who Works For You?

Most commercial farmers have never had an independent set of eyes on their crop insurance. Here's what we see when we look:

85%
of policies we audit have at least one coverage gap the farmer didn't know about
$2,400
average savings or missed coverage found per audit on 500+ acre operations
0
meetings required. Submit your docs, get your report, bring it to your agent.

How It Works

1

Submit Your Info

Upload your current policy documents and answer a few questions about your operation. Takes about 10 minutes.

2

We Analyze Everything

Your policy is reviewed independently — no agent relationship, no bias, no conflicts of interest. No commissions involved.

3

Get Your Report

Receive a comprehensive written report with specific recommendations you take straight to your agent.

What's Included

Every audit delivers a written report you can hand directly to your agent.

📄
Policy Audit

Full Policy Review

Every page of your current policy reviewed line-by-line by an independent analyst — not someone earning commission on your premiums.

🔍
Policy Audit

Coverage Gap Analysis

Identification of mismatched unit structures, incorrect practice codes, and gaps that leave you exposed when you need protection most.

Policy Audit

Plain-English Summary

Clear, jargon-free explanation of what your policy covers, what it doesn't, and what to ask your agent about.

📈
Optimization Add-On

Premium Savings Analysis

Side-by-side comparison of 2–3 alternative coverage scenarios showing where you may be overpaying or underinsured.

📋
Optimization Add-On

APH Record Check

Review of your Actual Production History for reporting errors that could be quietly costing you money every year.

📝
Optimization Add-On

Agent-Ready Action Plan

Written recommendations with exact language you can use when you walk into your agent's office and say “let's fix this.”

Simple, Flat-Rate Pricing

No hourly rates. No hidden costs. No commissions. Ever.

Same price whether you farm 100 acres or 10,000.

Start Here

Policy Clarity Audit

$49.99
One-time flat fee
  • Full independent policy review
  • Coverage gap identification
  • Plain-English policy summary
  • Delivered in 5 business days
  • Peace of mind — even if nothing is found
Start Policy Audit
Save $24.99
Best Value

Audit + Optimization

$174.99
Both services bundled
  • Everything in Policy Clarity Audit
  • Premium savings analysis (2–3 scenarios)
  • APH record error check
  • Agent-ready action plan
  • Written recommendations with exact language
  • Delivered in 5 business days
Get the Full Package
Add-On

Coverage Optimization

$149.99
Add to any Policy Audit
  • Side-by-side coverage scenarios
  • Premium savings opportunities
  • APH record review for errors
  • Written action plan for your agent
  • Specific recommendations by crop & county
Add Optimization
💪

The FarmGuard Promise

Every policy deserves an independent review. Even if we find zero issues, you get the peace of mind that someone outside the commission system looked at your coverage. That's worth the price on its own. And if we do find something? You'll walk away with a specific plan to fix it.

Common Questions

No. We are not an insurance agency and we do not sell policies. We are an independent review service. Our only job is to tell you what you have, what you're missing, and what to ask your agent to change.

Your current crop insurance policy declarations page, schedule of insurance, and any endorsements. If you have your APH records, those are helpful too. We'll walk you through exactly what to upload.

You'll have your completed report within 5 business days of submitting your documents. No meetings, no phone tag — just a thorough written analysis delivered to your inbox.

Then you get peace of mind knowing an independent, commission-free analyst confirmed your coverage is solid. That certainty alone is worth more than the cost of the audit.

A good agent welcomes accountability. The report gives your agent specific, actionable recommendations that make their job easier — not harder.

We keep it simple. No meetings, no office overhead, no commissions. Just a flat-fee review at a price that makes it a no-brainer for any farm operation, regardless of size.

Yes. Whether you're running 200 acres or 5,000, the price is the same. Every farmer deserves an independent review, and we don't think your acreage should determine the cost of good advice.

Stop Wondering. Start Knowing.

Your crop insurance is the most expensive line item that no one ever double-checks. Get an independent review before renewal season.

Start Your Audit — $49.99
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