We Find The Money Your Crop Insurance Agent Left On The Table
Get an independent, no-nonsense review of your crop insurance policy. No agent relationship. No upsell. Just a clear report you take straight to your agent.
Start Your Policy Audit — $49.99Flat rate for every farm. 100 acres or 10,000 — same price.
Even if nothing is found, you get peace of mind from an independent, commission-free review.
Your Agent Works For The Insurance Company. Who Works For You?
Most commercial farmers have never had an independent set of eyes on their crop insurance. Here's what we see when we look:
How It Works
Submit Your Info
Upload your current policy documents and answer a few questions about your operation. Takes about 10 minutes.
We Analyze Everything
Your policy is reviewed independently — no agent relationship, no bias, no conflicts of interest. No commissions involved.
Get Your Report
Receive a comprehensive written report with specific recommendations you take straight to your agent.
What's Included
Every audit delivers a written report you can hand directly to your agent.
Full Policy Review
Every page of your current policy reviewed line-by-line by an independent analyst — not someone earning commission on your premiums.
Coverage Gap Analysis
Identification of mismatched unit structures, incorrect practice codes, and gaps that leave you exposed when you need protection most.
Plain-English Summary
Clear, jargon-free explanation of what your policy covers, what it doesn't, and what to ask your agent about.
Premium Savings Analysis
Side-by-side comparison of 2–3 alternative coverage scenarios showing where you may be overpaying or underinsured.
APH Record Check
Review of your Actual Production History for reporting errors that could be quietly costing you money every year.
Agent-Ready Action Plan
Written recommendations with exact language you can use when you walk into your agent's office and say “let's fix this.”
Simple, Flat-Rate Pricing
No hourly rates. No hidden costs. No commissions. Ever.
Same price whether you farm 100 acres or 10,000.
Policy Clarity Audit
- Full independent policy review
- Coverage gap identification
- Plain-English policy summary
- Delivered in 5 business days
- Peace of mind — even if nothing is found
Audit + Optimization
- Everything in Policy Clarity Audit
- Premium savings analysis (2–3 scenarios)
- APH record error check
- Agent-ready action plan
- Written recommendations with exact language
- Delivered in 5 business days
Coverage Optimization
- Side-by-side coverage scenarios
- Premium savings opportunities
- APH record review for errors
- Written action plan for your agent
- Specific recommendations by crop & county
The FarmGuard Promise
Every policy deserves an independent review. Even if we find zero issues, you get the peace of mind that someone outside the commission system looked at your coverage. That's worth the price on its own. And if we do find something? You'll walk away with a specific plan to fix it.
Common Questions
No. We are not an insurance agency and we do not sell policies. We are an independent review service. Our only job is to tell you what you have, what you're missing, and what to ask your agent to change.
Your current crop insurance policy declarations page, schedule of insurance, and any endorsements. If you have your APH records, those are helpful too. We'll walk you through exactly what to upload.
You'll have your completed report within 5 business days of submitting your documents. No meetings, no phone tag — just a thorough written analysis delivered to your inbox.
Then you get peace of mind knowing an independent, commission-free analyst confirmed your coverage is solid. That certainty alone is worth more than the cost of the audit.
A good agent welcomes accountability. The report gives your agent specific, actionable recommendations that make their job easier — not harder.
We keep it simple. No meetings, no office overhead, no commissions. Just a flat-fee review at a price that makes it a no-brainer for any farm operation, regardless of size.
Yes. Whether you're running 200 acres or 5,000, the price is the same. Every farmer deserves an independent review, and we don't think your acreage should determine the cost of good advice.
Farmer Resources
Free tools and information to help you make better crop insurance decisions.
RMA Premium Estimator
Calculate estimated premiums for different coverage levels and plans of insurance directly from the USDA.
USDA DataSummary of Business
See crop insurance participation data, loss ratios, and indemnity payments by state, county, and crop.
USDA DataNASS Quick Stats
County-level yield data, production history, and agricultural statistics for benchmarking your APH.
DeadlinesKey Insurance Dates
Sales closing dates, acreage reporting deadlines, and other critical dates by crop and state.
Stop Wondering. Start Knowing.
Your crop insurance is the most expensive line item that no one ever double-checks. Get an independent review before renewal season.
Start Your Audit — $49.99